The insurance company is bound by laws to act in good faith with the customers. There are many instance, however when the insurance companies employ the unfair tactics and avoid paying claims promptly, from the delays. In other words it may be known as the claims that have been converted into a money making process. Insurance claims delay tactics are the most common obstacles used by insurance companies to avoid payments of the claims. In many instance a claim delay may be due to legitimate reasons, especially in a case of a contestable claims. Often, however, the delayed life insurance claims delay the companies paying claims as a tactic to force the beneficiary to wait for the settlement of the claim, with the hope that the beneficiary will eventually give up. Not every beneficiary has the sufficient knowledge to identify the difference between the legitimate insurance claim and the non legitimate insurance claim. An insurance company has a duty to conduct the insurance claim investigation. The most important point here is that the investigation must be made reasonable and timely. Insurance policies require that the insured must always cooperate with the insurer and the claim investigated process. These conditions are stated in the life insurance policy

Firms of delayed claims:

Conformation of the coverage is the important process of confirming coverage based on the terms and conditions of the insurance policy. Faulty policy interpretation is one of the most common examples of unfair tactic insurance companies will use to delay all the claims. This process frequently results in the eventual claim denials. An ongoing investigation of the insurer has the duty to properly investigate the claim and keep the information and the status of the life insurance claim. However, it to all the requests of the status updates the insurance adjuster responder. It is being investigated and the claim is being wrongfully delayed. If the delayed life insurance claims does not have any specific reasons for an unusual lengthy review and should consult with the life insurance attorney. Examination under the oath is a formal proceeding taken under the oath in front of a court report. The insurer requires all the additional detailed information from the policyholder in order to make a coverage decision. It can also be used because of the wrongful claim delay, as an excuse to delay and eventually delay a claim and when it is taken to attend a EUO they should consult the attorney.